As a former "Retirement Specialist," captive to just one market for many years the transition personally has been super rewarding. The conversations though, well they have felt more tense. What I mean by that is the subject matter is not just one "thing" it is now EVERYTHING!! I can sense from many clients that at one point or another, it just gets either frustrating, confusing or overwhelming. The old grocery store conversations I'd have about with old "plan participants" about their 457(b) investments would joyfully be welcomed back from the awkward looks and response I get when I explain what a comprehensive Financial Plan looks like.
We all know it, I say it to every client but nobody is looking out for us and assisitng us with our important finacial decisions. In my previous career education was key, I take pride in keeping that in my private practice today. As topics come up with clients I'm going to try my best to "blog" about common subjects that I come across in the North Country. If one thing was common over the years to me, it was that if one person had a question, the answer often helped many more.
We'll likely be looking at how decisions connect (income, taxes, retirement, protection) What options does one have? How does policy affect those options? What trade-offs exist (their is always a trade-off) I don't want my clients to just follow me along, my "solutions' are not cookie cutter approaches by any means! Let's get people to understand, follow along and share if you'd like and Please ASK QUESTIONS if you want!
Hope this helps!